ESSENTIAL INSURANCE COVERAGE YOU NEED AFTER A CAR ACCIDENT
3RD PARTY LIABILITY INSURANCE
Nevada law requires that each driver on the roadway carries liability insurance policy with a minimum of $25,000/$50,000 in bodily injury coverage. To be more specific, that means that if only one person is injured, the at-fault driver (often labeled "3rd party") has $25,000 to cover medical bills and pain and suffering for the injured party. If more than one person is injured, that $50,000 in coverage comes into play. However, even if there are 5 people injured, that $50,000 in coverage will be all that the insurance company is required to pay if you have been injured in a car accident.
Now, if your medical bills far exceed the amount of coverage, you may be in for a rude awakening after a car accident. Our leading personal injury attorneys can help you understand and solve the problem of insufficient insurance coverage when you've been injured.
For example, if you are injured by a careless driver who carries only the minimum policy, our car accident attorneys can help you find UIM coverage that you may not even be aware you pay for and carry. In fact, insurance companies are required to to obtain a signed waiver of underinsured coverage from all of their insured, or be on the hook for the coverage.
UNDERINSURED AND UNINSURED INSURANCE (UIM)
As a leading personal injury attorney in Las Vegas, we understand the importance of uninsured/underinsured motorist (UIM) coverage in protecting your rights after an accident. With a significant number of drivers on the road without adequate insurance, it's crucial to have a skilled legal team on your side to navigate the complexities of UIM claims.
Why UIM Coverage Matters
In Nevada, drivers are required to carry a minimum amount of liability insurance, but not all drivers comply. Additionally, the minimum coverage may not be enough to cover the costs of medical bills, lost wages, and other damages resulting from an accident. UIM coverage provides additional protection, covering the gap when the at-fault driver's insurance is insufficient.
Las Vegas Personal Injury Attorney: UIM Claims Experts
Our experienced Las Vegas personal injury attorneys specialize in UIM claims, ensuring that our clients receive the compensation they are entitled to. We thoroughly investigate each case, assess the available coverage, and negotiate with insurance companies to achieve the best possible outcome.
MEDICAL PAYMENTS (MEDPAY)
Medical Payments (MedPay) Coverage: Essential Financial Assistance for Accident Victims in Las Vegas
As a trusted personal injury attorney in Las Vegas, we understand the critical role that medical payments (MedPay) coverage plays in assisting accident victims with their financial needs. Our experienced legal team is well-versed in handling MedPay claims, ensuring that our clients receive the compensation they're entitled to and the support they need throughout the recovery process.
Understanding MedPay Coverage in Las Vegas
MedPay is an optional insurance coverage available in Nevada that helps cover medical expenses resulting from a car accident, regardless of who is at fault. This coverage can provide vital financial support, covering costs that may not be included in other insurance policies. This coverage is often a saving grace if the person who injures you does not carry sufficient insurance. Even better, the premium for Medpay coverage is often very affordable. You may have this coverage and not even know--let our accident lawyers help you find all insurance coverage available for you. Or, if you're unsure about what coverage you carry, our accident attorneys encourage you to speak with your insurance company to get a quote--Medpay can come in handy one day!
Expert Las Vegas Personal Injury Attorney: MedPay Claims
Our skilled Las Vegas personal injury attorneys have extensive experience handling MedPay claims. We'll work closely with you to review your policy, identify potential coverage, and negotiate with insurance companies to secure the best possible outcome. Our injury attorneys can often help you identify any coverage during the first consultation!
Benefits of MedPay Coverage
Covers medical expenses regardless of fault
Helps pay for ambulance fees, hospital bills, and rehabilitation costs
Provides coverage for funeral expenses
May cover medical expenses for passengers and pedestrians
Can be used alongside other insurance coverages
Choose a Las Vegas Personal Injury Attorney for Your MedPay Claim
When you entrust our firm with your MedPay claim, you're choosing a team of dedicated professionals with a track record of success in securing compensation for accident victims. We'll handle your case with the utmost care and attention to detail, allowing you to focus on your recovery.
Contact our Las Vegas personal injury attorney today for a free consultation on your MedPay claim. Get the financial assistance you need and the peace of mind you deserve.